Terms of use

What Padma is

Padma (padmarouter.com) gives developers in Bangladesh access to AI models from several providers through one OpenAI-compatible API, paid for in Taka from a prepaid wallet. Padma is not run for profit: model usage is charged at the provider's own list price, with no markup.

By creating an account or calling the API you agree to these terms. If you use Padma on behalf of an organisation, you agree for it.

Your account

Give a working email address and confirm it; creating API keys and adding funds wait until you have. You are responsible for everything done with your password and your API keys. Keep keys secret, and revoke any key you think has leaked — requests made with a key are charged to its account until it is revoked.

You must be at least 18, or have a parent or guardian's permission, to fund a wallet.

The wallet and charges

The wallet is prepaid in Taka. Balance does not expire and there is no subscription or monthly minimum. Each request is charged at the price in force when it was made, as published on the pricing page and in GET /v1/models: the provider's list price in US dollars, converted at the published exchange rate. Prices change when a provider changes its price or the exchange rate is updated; what you already paid for does not.

Requests that run at the same time are admitted against the same balance, so a balance can end slightly below zero. A negative balance is owed to Padma and is covered by your next top-up; no request is admitted while the balance is negative.

Requests refused by Padma, and requests that fail at the provider before any output, are not charged. When a provider does not report token counts for output you received, the charge is an estimate, as described in the documentation.

Acceptable use

Your use must follow the law of Bangladesh and the usage policies of the provider whose model you call — those policies apply to you through Padma exactly as they would directly.

Do not use Padma to: break the law or help someone else to; produce child sexual abuse material; harass, defraud or impersonate people; attack or probe Padma, a provider or anyone else's systems; or get around a limit, a refusal or a provider's safety systems. Do not pay with a wallet or card that is not yours to use.

You may build and sell products on top of Padma.

Suspension

Padma may suspend an account or revoke its keys to stop abuse, fraud, a payment that is reversed, or use that puts a provider account at risk. Where it can, Padma will tell you why by email first. Unused balance on a suspended account is handled under the refund policy, less anything owed.

Service and liability

Padma depends on its providers and payment gateways and is offered as it is, without a promise of uptime or that any model will stay available. Model output can be wrong; check it before you rely on it.

As far as the law allows, Padma's total liability to you is limited to the balance in your wallet, and Padma is not liable for indirect losses such as lost profit or data.

Changes

These terms may change. A change that affects how you are charged or what you may do will be announced by email to account holders at least 14 days before it applies. The date at the top of this page is when the terms last changed.

Questions about these terms: api@padmarouter.com.